To start with, I must apologise for the terrible Spelling and Grammar. Firstly for James’s lack of spelling, punctuation, and grammar  and secondly for my own. But there was a method in my approach, as you will see below.

In fairness to James, maybe he lets a two-year-old write his mail.

But, in this case, I crafted my replies to match James’ spelling and grammar or lack of it, to build some kind of trust. Yes, I’m kicking myself that I attempted to build trust with a scammer, but trust me, this gets good.

As with most scams, James Gallimore’s approach is the usual promise of untold wealth. To start with, James Gallimore wants you to write down a list of all of your Direct Debits (this is something you should never share with a scammer).

Why is this important? 
Well, to start with, a scammer wants to know how much they will be able to steal from you and James is no exception here. Once he has the list of payments he is already dreaming of receiving his “cut”.

A “cut” of between 30 to 50 percent seems typical in this kind of scam.

Inspired by the fantastic scambaiters of YouTube, I reply with an affirmative, but non-detailed “Okay”. This seems to get the ball rolling.

Again, James Gallimore has clearly got a five year old to craft this particular piece of prose, to encourage an unsuspecting bank employee to hand over unlimited riches.

Of course you won’t, but that doesn’t stop James Gallimore from trying.

Okay, so I need to convince James that I have received the refund. I head back to the laptop and mock-up a banking page that includes a spurious bank refund made by Direct Debit. This seems to fool James enough to keep him on the hook.

So let’s get this straight. 

Not only does James Gallimore want money for doing exactly nothing, but he wants it to look like I was buying a Game Console from him. This is obviously a plausible bit of deniability on James’ part. If anyone complained, he could no doubt convince the bank that he sent off some equally fake Xbox console.

Mr. Gallimore is certainly not one for giving up easily on his scam victims. 

I express my dislike of the situation and James circles back to the “agreement” of 30%.

At times such as this, it’s always more amusing to leave the scammer begging for a reply. James does not disappoint as you can see at the bottom of the chat, the threats are starting to pile on.